I'm not entirely sure. It's a little like Blonde jokes, its thought they originated from jewish gentlemens clubs.
Scot's being Stingy, i think comes from the days when Scotland was in poverty and Scot's couldn't afford English Beer prices. If it's not that then it's obviously spawned from a bitter saxon.
Hmm.. most likely from the poverty days. I checked the stereotype about jews being stingy as well. I was told that that the jewish immigrants of Europe had to be tight with their money because they were barred from most professions.
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